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Our Values

Dallas Capital Bank was founded for one uncompromising purpose – to provide Dallas entrepreneurs, business owners, and professionals access to a higher level of banking service.

We do so by providing market-leading products and financial solutions, supported by secure and integrated technology, with best-in-class personal service provided by experienced, knowledgeable bankers.

We are Dallas bankers serving Dallas businesses. We are invested in our clients’ success, and strive to serve with integrity, commitment, innovation, insight, and honor.

We pride ourselves on a job well done and measure our performance by your satisfaction and financial success. Contact us today to find out more about our bank and the level of service we provide.

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Our leadership team is comprised of highly skilled financial professionals here to help you achieve your goals. Our team combines diverse expertise and decades of working with local businesses. We work with each client to develop custom solutions which will meet their goals and needs.


Mr. Hutt is Chairman and CEO of Dallas Capital Bank, and the bank holding company Park Cities Financial Group.  Mr. Hutt is a 30-year veteran banker and formerly an executive of Community Bancorp (CBC), where he led the acquisition of $3 billion Superior Bank.  Prior to joining CBC, he was with BBVA Compass, where he held nationwide responsibility for Compass Bank’s Corporate and Specialized Industry activities and served as President of Compass Bank, Texas. During his 24-year Bank of America career, Mr. Hutt held a variety of executive level positions including president of Bank of America, Dallas.  Mr. Hutt has a long track record of civic engagement, having served on the boards of directors at the Cox School of Business at Southern Methodist University, the Dallas Chamber of Commerce, the Dallas Citizens Council and Goodwill Industries.
Mr. Makel is currently a partner of Dorsey & Whitney LLP, which he joined in 2017.  He was a founding partner of the Dallas office of Patton Boggs, LLP which he joined in 1997, which doubled in size under his leadership to over 120 attorneys.  Mr. Makel has deep roots in Dallas banking, and has founded three successful banking institutions, including Highland Bancshares, Inc., where he was Vice Chairman of the board of directors, Texas Capital Bank, where he was director, and Resource Bank, where he was a director and served on the Executive Committee.
Mr. Monroe is the retired CEO, of the Denkmann family of businesses, and currently serves on the Board of Directors.  Denkmann’s origins date back to the timber industry of the 1860’s, and now is in its seventh-generation of owners.  Mr. Monroe manages all of the core industries of the companies, which include natural resource development and management (oil & gas, coal, timber, sand & gravel), and commercial properties development and acquisitions, throughout Mississippi, Louisiana, and Texas.
Mr. Powell served as FDIC Chairman from 2001-2005, and was named by President Bush as the Federal Coordinator of Gulf Coast Rebuilding, developing long-term rebuilding plans for the region in the aftermath of Hurricanes Katrina, Rita and Wilma. Prior to serving as FDIC Chairman, Don was Chairman, President and CEO of The First National Bank of Amarillo. In December, 2008, Don was awarded the Presidential Citizens Medal, the second-highest honor a U.S. citizen can receive. He has served on the Board of Regents of the Texas A&M University System and is currently a Board Member of the George Bush School of Government and Public Service. He has served as Director at Bank of America, and currently serves on the board of Stone Energy.
Mr. Raffaele is a longtime and well known Texas Banker.  He currently serves as President, Chief Operating Officer & Board Member of American Bank, N.A. with executive offices in Austin and Corpus Christi, Texas.  At his previous bank, Mr. Raffaele was Chief Financial Officer, Chief Operations Officer & Board Member of F&M Bank & Trust Co., having joined F&M in September, 2009.  Prior to joining F&M Bank, Mr. Raffaele was with Guaranty Bank (NYSE:  GFG) in Dallas, Texas, where he served in various capacities including Chief Strategy & Corporate Development Officer, Treasurer and Chief Financial Officer.  Mr. Raffaele was also with Sterling Bank (NASDAQ:  SBIB) in Houston, Texas where he served at various times as Chief Financial Officer, Chief Investment Officer and Treasurer.
Bob Schack is founding Chairman of American Business Bank, In Los Angeles. He has been in the banking business since the late 60s at both Security Pacific Bank and 1st Business Bank. In 1998, he joined four other executives to form American Business Bank, a financial institution serving small and middle size companies in Southern California. Bob also acts as an advisor for the Endicott Group, a private equity firm specializing in investments in the financial services industry.
Mr. Deason is the president of Deason Capital Services, LLC. Additionally, Mr. Deason serves on the board of directors of 1200 Media Group, Foreland Resources, Intrexon Energy Partners, Ryan, LLC, ID Life, and Valesco Industries, as well as the MD Anderson Cancer Center Board of Visitors, the Executive Board of The Bobby Lyle School of Engineering at Southern Methodist University, and is Chairman of the Advisory Board of The Darwin Deason Institute for Cyber Security at SMU.

Doug Staley

Chief Risk Officer

(972) 391-6250

Mr. Staley is a 33 year banker who has spent most of his career focusing on risk management, credit administration and special assets. He has served at senior levels of bank management for 23 years. Prior to joining Dallas Capital Bank, he served in a variety of executive roles at Cadence Bank, Capital One Bank and Hibernia National Bank. He has proven skills as a strong leader, with a history of building effective teams. Mr. Staley received his Bachelor of Science degree from Texas A&M Commerce.

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Jason Matthews

Commercial Banking Executive

(972) 391-6005

Mr. Matthews leads the Commercial Banking Group at Dallas Capital Bank. He has served as a Commercial Banking Executive in Dallas since 2002, providing senior debt financing for both owner-managed and private equity owned companies across a broad range of industries, including manufacturing, distribution and service. Most recently, Mr. Matthews served as Senior Vice President in F&M Bank’s Commercial Lending Group (and its acquirer, Prosperity Bank). Prior to joining F&M Bank in early 2011, he served as Vice President in Texas Capital Bank’s Corporate Lending Group. Mr. Matthews currently serves as Vice Chairman of the Board of Directors of Forerunner Mentoring Program (a local non-profit youth mentoring organization), and is active in his local church and coaching his childrens’ youth sports teams.

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Luke Nolan

Commercial Real Estate Executive

(972) 391-6063

Mr. Nolan leads the Commercial Real Estate Banking Group for Dallas Capital Bank. Luke has over 25 years of commercial real estate experience. Prior to joining Dallas Capital Bank, he was an integral member of the real estate groups of Compass Bank, Capital One Bank, and most recently Southside Bank. Throughout his career, Luke has been involved in numerous types of real estate finance, including construction, bridge, and permanent lending. Additionally, Luke has been active in the Dallas / Fort Worth commercial real estate community volunteering with TREC, Habitat for Humanity, Juvenile Diabetes and Meals on Wheels. He enjoys spending time with family, travel, local sports and outdoor activities. Luke is a graduate of Texas A&M University with a BBA in Finance.

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Michael Shtofman

Private Banking Executive

(972) 391-6555

Mr. Shtofman leads the Private Banking group of Dallas Capital Bank. He has a 35+ year history in business, both as a private business owner and banker. Prior to joining Dallas Capital Bank, he was with U.S. Trust, the Private Wealth Management division of Bank of America. During his 17 year tenure, he provided comprehensive financial advice & solutions to high net worth families and family offices. Prior to launching his banking career, Mr. Shtofman was an entrepreneur in the Dallas-Fort Worth area. His community involvement includes serving as a volunteer and/or Board Member of The Senior Source, Greenhill School, Dallas Furniture Bank, Meals on Wheels, and Junior Achievement.

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Wendy Blackwell

Treasury Management & Depository Services Executive

(972) 391-6064

Ms. Blackwell leads Treasury Management, and has 30 years in Retail, Small Business, Middle Market Commercial and Corporate Banking. Ms. Blackwell served for 25 years at BBVA Compass and predecessors in Dallas. For the last 10 years, she managed Commercial Deposit Services, a specialty group focused on large cash and transactional commercial & treasury services clients. Ms. Blackwell served on the boards for Big Brothers Big Sisters Collin County and the Plano Chamber of Commerce, and is a long time member of the Junior League of Collin County.

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Travis Houstoun

Chief Credit Officer

(972) 391-6068

Mr. Houstoun serves as Chief Credit Officer and also leads the Portfolio Management Group at Dallas Capital Bank. He has served in a variety of senior credit roles throughout his career. He began his career in Dallas with JP Morgan and later moved to Denver, CO with the same firm. He joined $2.5bn Guaranty Bank and Trust in 2007 holding several positions including Portfolio Manager and Senior Risk Credit Officer, where he was responsible for underwriting, credit approval and loan operations.

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Pat Hazelip

Chief Financial Officer

(972) 391-6328

Mr. Hazelip is a certified public accountant with 34 years of experience in public accounting and financial services. He joined Dallas Capital Bank in 1995 as Vice President and Controller of the Card Services Division. Before joining the Bank, Mr. Hazelip held positions with BancTEXAS Group, Inc. and Price Waterhouse.

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Tracy Lozes

Human Resources Executive

(972) 391-6279

Ms. Lozes has been with Dallas Capital Bank since 1990. She has 25 years of experience in banking human resources. She is responsible for all human resources, including the retirement plan, health plans and other benefits. She is a member of the Society for Human Resources Management (SHRM) and American Payroll Association (APA).

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Media Room

Historic Town North Bank To Become Dallas Capital Bank.

Dallas Capital Bank Focuses On Serving Local Businesses By Offering Customized Banking and Technology Services.


Media Contact

Marla Mallery


DALLAS, TX  (November 14, 2015)  – The 43-year old Town North Bank will change its name and business approach to become Dallas Capital Bank, effective November 16, 2015. Park Cities Financial Group, comprised of prominent local leaders and investors, purchased CU Bank Shares, the parent company of Dallas’ Town North Bank, earlier this year.

Dallas Capital Bank is positioning itself to redefine what it means to do business in Dallas. More than a new name, Dallas Capital Bank will focus on delivering new technology and banking services to the Dallas businesses, entrepreneurs, and professionals.

“Our mission at Dallas Capital Bank is to help local businesses with sound financial advice and innovative technical solutions – it’s why we exist,” said Doug Hutt, President and CEO of Park Cities Financial Group and Dallas Capital Bank. “Dallas is a city built on small and mid-market businesses, we want to better meet their individual needs with exceptional bankers delivering sophisticated solutions with a local perspective.”

Dallas Capital Bank will deliver on this promise by preserving the superior face-to-face customer service that Town North Bank is known for while continuing to invest in secure, integrated banking technology that is critical to doing business in today’s ever-evolving landscape.

Dallas Capital Bank’s technology is state-of-the-art thanks to a strategic relationship with FIS™ (NYSE: FIS), a global leader in banking and payments technology. Partnering with FIS gives the bank and its clients access to top-notch digital and mobile banking, ePayments and more, empowering clients with full control of finances, whether they’re in a branch office, at home, or on the go. It also allows the bank to deliver new products quickly to customers.

“FIS is proud to support Dallas Capital Bank in their effort to meet the growing technology needs of clients by offering innovative and best-in-class solutions,” said Anthony Jabbour, CEVP, North American Financial Institutions, FIS. “Together with FIS, Dallas Capital Bank will be offering a robust suite of digital banking solutions that gives customers seamless and secure access to accounts where and when they want.”

In addition to expanding the digital banking experience, Dallas Capital Bank will focus on the following key areas:

  • Providing expert advice and insight designed to help clients succeed in a complex, rapidly evolving world
  • Deep market knowledge and an extensive network of local relationships
  • Tailored lending and treasury management services
  • Personal and proactive client service
  • Continuous investment in new banking technology

Media Coverage

Dallas Morning News

Dallas Business Journal

American Banker

Dallas Business Journal

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Our corporate philosophy recognizes individual initiative, hard work, and a dedication to our core values. We are actively hiring the best in the local banking industry, and value individuals with superior skills, experience, and attitude. Professionals join our team to further their careers in the dynamic, stable growth environment that we offer. Our deep balance sheet, talented team, and state of the art technology platform can help you acquire and retain strong client relationships.

Professional career options include opportunities in Commercial, Treasury Management, Private Banking, and Mortgage Warehouse.

We welcome applications from qualified candidates whose values align with our team of professionals. To be considered for a position with our company, please search our job listings and apply online.

If your values align with ours, we want to meet you. Become a part of How Dallas Does Business.

Discover the benefits of working with our team.

As a local banking leader, we are committed to attracting and retaining Dallas’ top talent. We’re proud to provide our employees with a comprehensive, competitive benefits package, including:

  • Major Medical Plan
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • Cafeteria Plan (Section 125)
  • Health Savings Account
  • Medical Reimbursement Account
  • Dependent Daycare Account
  • Group Term Life Insurance
  • Long Term Disability / AD&D
  • Paid Vacation
  • Paid Holidays
  • Paid Sick Time
  • Employee Assistance Program (EAP)
  • Free/Covered Parking
  • Learning & Development Opportunities

    If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact Human Resources.

    Equal Opportunity and Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, national origin, age, disability, genetic information, veteran status, or any other status protected by applicable law.

    Become a part of How Dallas Does Business

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